Areas of expertise

Financial Planning

Keeping abreast of your finances is not an easy task, however, it is vitally important for your future. At CJ Advisory we realise the uniqueness of your financial situation, which is why we take the time to understand your financial needs, as well as your goals for income protection. We develop a plan of action that will enable you to reach your dreams. Work with your dedicated CJ Advisory service professional to generate your future success today.

Retirement Planning

Are you prepared for life’s unexpected moments? A central factor in financial planning is the protection of your family, wealth and lifestyle. By turning to CJ Advisory you can feel secure knowing you and your assets are protected if unfortunate events, such as illness, disability, or death are to occur. Our wide range of insurance options allows you to focus on your family and business without the worry of losing the lifestyle you have worked so hard to achieve, and the worry that your loved ones will only inherit debt from you.

Estate Planning

Do you have a plan in place for your financial affairs, will your family be cared for, and your finances handled as you wish? Together with our specialist advisors and your solicitor, we can incorporate your estate planning into your financial plan so your directions never waivers. Invest your time now, knowing your family and loved ones will be comfortable in the future.

Investments Advice

Investments can come with risk, which is why our investment strategists effectively educate you on the risks and rewards of every investment opportunity, so that risks are reduced and managed appropriately. We work alongside you, guiding and advising you on quality investment methods that will work for you and your family. Our innovative and strategic process provides the tools you need to not only accumulate wealth, but protect your wealth for future generations.

Aged Care Strategies

Don’t risk your hard earned wealth on a rushed Aged Care Decision. Our specialist advisers are here to help you manage assets, expenses and estates to ensure your wealth is safe and secure. We’ll determine what your aged care options are, and explain them to you in a clear understandable way. Our advisers are experienced professionals who’ll know how to structure your finances to make the most of your hard earned assets

SMSF

It’s all in the name! A Self Managed Super Fund (SMSF) is just that, a superannuation fund that you invest within, and manage yourself. Whether you’re just now starting to consider your super options, coming up fast on retirement or a business owner interested in the tax advantages, a SMSF can give you the opportunity to be dynamic with your choice of super investments.

There are tax incentives and investment opportunities that you can take advantage of through a Self Managed Super Fund that otherwise you cannot. The structure also offers excellent asset protection and efficient and binding estate planning opportunities, all of which will help you achieve your wealth creation plans.

The money in your Super Fund is your money, which is why a SMSF is about making Having your very own SMSF has a lot of benefits. There is however a catch: in addition to being responsible for investment in your fund, you must also manage its administration and compliance.

Apart from setting up your SMSF and providing advisory services, this is where CJ Advisory can help you: Our team can take care of your fund compliance and other paperwork so that you can focus on making your superannuation work for you